Barclays Financial institution Delaware is an FDIC-insured US financial institution with a limited-time supply of a $200 bonus when you deposit $30,000+ in new funds into their Tiered Financial savings Account. You need to fund inside 30 days of opening, and preserve the stability of not less than $30,000 for an additional 120 consecutive days after funding. Bonus arrives after one other 60 days. You have to be a brand new Barclays Tiered Financial savings buyer (present and former Barclays prospects with a Financial savings or CD usually are not eligible). Observe that they produce other flavors of financial savings accounts, so you’ll want to apply for the appropriate one. Direct deposit shouldn’t be required. Supply expires 12/31/2025.
There’s a barely higher model of this bonus for AARP members (you will have an lively membership quantity).
Listed here are the present rate of interest tiers, as of 10/19/25. Observe that it’s principally a 3.90% APY account except you’ve a $250,000 stability. As with all financial savings accounts, the charges are additionally topic to alter at any time.
Bonus math. It is a 0.66% bonus on $25,000 when you maintain it there for 120 days, which makes it the equal of two% APY annualized. Bonus will probably be paid round Day 180 and the account have to be open at the moment, however you solely want to take care of full stability by way of Day 120 after funding. The bonus is on high of the usual rate of interest, at present a comparatively aggressive 3.90% APY for a $25,000 stability as of 10/19/25.
The equal of roughly 5.90% complete APY over 120 days makes it a good supply for these with suitable balances in search of short-term place to carry their money for a couple of months. Nevertheless, it’s inferior to the at present stay CIT Financial institution deposit supply that gives $225 for $25k and $300 for $50k with no minimal holding interval.