Up to date with new presents. Capital One has two totally different checking bonuses for brand new prospects proper now, one which requires direct deposit and one other that requires debit card exercise. You’ll have to choose one.
What’s “new”? When you have or had an open 360 Checking, Merely Checking, or Complete Management Checking account as a major or secondary account holder with Capital One on or after January 1, 2024, you may be ineligible for the bonus.
$250 bonus w/o Direct Deposit requirement:
- Open a 360 Checking account utilizing promotional code DEBIT250.
- Use your 360 Checking debit card for qualifying transactions at the very least 20 of $10 or extra inside 75 days of account opening.
Hat tip to DoC.
$300 bonus w/ Direct Deposit requirement:
- Open a 360 Checking account utilizing promotional code OFFER300.
- Arrange and obtain at the very least 2 Qualifying Direct Deposits every of $500 or extra to your 360 Checking account inside 75 days of account opening.
The 360 Checking account presents a quite disappointing 0.10% APY rate of interest, and nothing distinctive apart from the power to hyperlink simply with 360 Financial savings. Highlights:
- No month-to-month charges, no minimal steadiness required.
- 0.10% APY on all steadiness tiers.
- Distant verify deposit through app.
- Paper checks will price you $20 for 50 checks, or $25 for 100 checks.
- Along with their very own ATMs, Capital One makes use of the Allpoint ATM community for fee-free ATM entry.
- You should use your 360 Financial savings because the overdraft backup supply of funds.
A fairly beneficiant checking bonus if you’re eligible, however not that engaging long-term except you already want utilizing CapOne 360 Financial savings. Capital One does appear to maintain providing these bonuses frequently every year, making it a good suggestion to shut any idle Capital One 360 accounts.