“Rates of interest influence the disposable revenue of their client,” he defined. “The final invoice you do not pay, in the event you’re in bother, is your mortgage. You are all the time, all the time, all the time [going to] attempt to pay your mortgage. You would possibly in the reduction of on different issues. You would possibly default on different bank cards you may have. However you are all the time, all the time going to attempt to pay your mortgage.”