We get lots of questions on individuals’s EPF claims rejected. On this article, now we have mentioned among the frequent the reason why EPF claims are rejected and how one can repair these.
Govt Discover with E mail particulars for EPF
In view of the latest spike within the variety of Covid-19 circumstances, all Subscribers/Pensioners/PF members are requested to utilize on-line companies to investigate about their Provident Fund declare associated issues. PF Members and Employers coming beneath the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to [email protected] whereas these throughout the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to [email protected]. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally out there on working days for elevating grievances. Furthermore queries may also be communicated to whatsapp quantity 09345750916 for matter regarding Regional Workplace, Chennai (North). Subscribers working in institutions beneath jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line services maintaining in view the prevailing pandemic state of affairs.
That is said in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Frequent Explanation why EPF claims are Rejected and Options
I labored in 2 firms and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected purpose is the declare already settled what to do now?
To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
One has to switch the outdated PF account to the brand new account. Solely then will you have the ability to withdraw from each accounts on-line. Linking of PF account with UAN just isn’t ample
For those who don’t switch your PF account from the outdated to the brand new employer?
- Then you definitely would have two separate EPF accounts.
- For those who go away 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
- The outdated EPF account might be thought-about inactive. It’ll earn curiosity however you’ll have to pay tax on it. It’ll additionally present in Type 26AS.
Our article Why ought to one switch an outdated EPF account to the brand new employer? explains it intimately.
Identify not Printed/Totally different in Cheque
As per the brand new means of PF withdrawal, it’s good to add a duplicate of the cheque or passbook throughout your PF withdrawal. That is executed to cross-check whether or not your submitted financial institution particulars match the main points of your checking account or not. If it doesn’t match then the PF declare is rejected.
Resolution: It’s important to add cheque/passbook that has your identify printed because the account holder. If you go to the financial institution and get the chequebook, the identify just isn’t printed on the cheque e book. To get cheque e book with identify within the order cheque e book on-line/SMS.
EPF Declare rejected as a result of identify just isn’t on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution file
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Resolution 1: Ensure that your first identify, center identify, and final identify match in each the UAN and checking account. Submit an software to Financial institution to replace your identify. They might require to submit the one and identical individual affidavit. When you full the financial institution formalities, order a brand new cheque e book or passbook. Add your right passbook/financial institution particulars adopted by the approval of the identical out of your employer
Resolution 2: Change your checking account in UAN. It is advisable add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Particulars PAN,Aadhaar, Financial institution Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Identify in UAN account differs from Aadhaar
Resolution: It is advisable fill the Joint Declaration Type. Together with that, it’s good to write an software stating that your Aadhaar is already linked however nonetheless your identify is completely different. It is perhaps as a result of you have got already linked it up to now.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This problem is often confronted by the SBI checking account holders. SBI passbook exhibits 11-digit account quantity. However in Web Banking, you will notice a 17-digit account quantity.
Resolution: It is advisable replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. It is advisable replace Financial institution particulars in KYC, get it accredited by your employer. Then once more declare on-line.
EPF PF declare Rejection on account of distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars problem might happen because of the change within the IFSC Code because of the mergers of banks or it may very well be on account of using the joint account within the PF KYC.
The PF division might settle for the checking account if the joint account is together with your partner. Nonetheless, within the circumstances of mates, family, or anybody else, the PF division often rejects the declare.
Resolution: You may redo the Financial institution KYC and get it accredited by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this situation, the PF division initiates for the settlement of your PF declare, nonetheless, because of the incorrect financial institution particulars or the IFSC Code, the quantity is shipped financial institution to the PF division.
Resolution: To repair it, you may both right your KYC particulars and apply on your PF once more. Adopted by this, it’s good to additionally add an software to the PF division that you’ve got up to date your KYC particulars, please re-authorize my particulars.
Or, you can even do it via offline means by filling up the reauthorization type and submitting it to your nearest PF workplace together with your right financial institution particulars and a duplicate of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is among the frequent purpose why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas getting into the rationale for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they must manually enters the main points. Whereas if typically they choose the primary choice from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t must enter the main points.
Nonetheless, in some circumstances like for advance, the rationale could also be real. Such situations often happen within the circumstances of advance. Someday, it’s possible you’ll declare your advance because of the causes like pure calamity, manufacturing unit lockdown, strike, and so forth. For such causes, it’s good to fill the certificates and ship it to the PF division together with a duplicate of your passbook.
Resolution: If you’re claiming advance, then we’d recommend you to not use such causes. As a substitute, you need to use the sickness purpose or another real purpose in order that your PF just isn’t rejected.
PDF not opened Re-Submit
Typically the uploaded PDF is corrupted and it doesn’t open.
Resolution: Please validate the PDF file in your native pc earlier than importing it. Additionally, make it possible for the file follows the dimensions restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please affirm if the earlier service any.
After 1st September 2014 PF Division stated if any individual begins his new job with a wage greater than Rs. 15000 then his pension contribution can be nil. Usually employer not being conscious of it cuts the EPF. This was launched via an official notification known as GSR 609(E). The GSR 609(E) has nonetheless been rejected by the Supreme Courtroom and there was no replace about it since then.
Resolution
The Worker must observe up for no fault of his. Sure, it sucks however it’s good to combat out to get your cash. On your subsequent job make it possible for your complete Employer contribution goes in direction of EPF
The answer instructed by EPFO is “You’re suggested to method the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Referred to as a member’s annual contribution card, Type 3A depicts the month-wise contributions made by the subscriber/member and employer in direction of E.P.F and Pension Fund in a specific yr. The info is calculated for each member who is part of the scheme
Try particulars at Fundamental Wage Greater than 15000, EPS Contribution, Rejection of Switch or EPF Declare
Revised EPF Type 3A to be submitted for wage greater than 15,000
EPF Declare rejected on account of DOJ/DOL Causes
This error might need occurred as a result of your employer might need entered your unsuitable date of becoming a member of or the date of leaving. Because of this, in case your return just isn’t filed for a specific month, you wouldn’t have the ability to course of the declare.
Resolution: To repair the date of becoming a member of, it’s good to fill a joint declaration type together with new employer correcting the date of becoming a member of or
To repair the difficulty of date of leaving, it’s good to fill a joint declaration type together with outdated employer correcting the date of leaving.
EPF Rejection on account of incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection signifies that you haven’t served your service for a min. length of 6 months. In such situations, you’ll have the ability to apply for EPF Withdrawal utilizing Type 19 however can’t apply for EPS(pension) withdrawal utilizing Type 10C.
Resolution: Please be aware that pension withdrawal may be executed solely after 6 months of service.
You may examine your service particulars by Logging in to UAN Portal at Member House and click on on View->Service Historical past and it could present particulars as proven within the picture beneath.
Please be aware that you will need to switch your outdated EPF account while you change jobs as defined within the article Why ought to one switch outdated EPF account to new employer?
Our article How one can examine Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Type 19 and 10C each
Type 10C is used just for Pension withdrawal whereas Type 19 is just for the PF. Nonetheless, based mostly on the opinions of the claimants it has been discovered that in case you are simply filling up Type 10C then the PF division is rejecting the declare.
Resolution: It is advisable fill each Type 19 and Type 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
When you’ve got made a withdrawal out of your newest PF quantity and made a switch out of your outdated PF quantity then you definitely would nonetheless be having some quantity in your PF. Nonetheless, the declare is rejected and the reason being being said that your declare is already settled.
Resolution: You write an software to the PF division stating that you just nonetheless have some quantity in your PF account on account of which you might be making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF on account of which the PF division can’t course of your declare.
Resolution: You need to examine and replace your passbook on time to make it possible for there isn’t a discrepancy. For those who discover any discrepancy then join together with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution just isn’t acquired
Father Identify Totally different
The rejection could also be because of the presence of the unsuitable/completely different father’s identify in your PF data and financial institution passbook. Usually it occurs while you
Resolution: You may add your cheque by which your identify is written. On this situation, there can be extra probabilities of acceptance of your PF declare. Or, in case you are unable to do it then you would need to fill a joint declaration type and proper your father’s identify via that.
Altering the daddy’s identify can’t be executed on-line. That is defined in our article How one can Right EPF Particulars like Identify, Father Identify, Date of Becoming a member of
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
For those who obtain this comment – It signifies that they despatched an e mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection purpose is given after they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the main points.
Service Overlapped
Service overlapping circumstances happen because of the overlap of your service. For instance, you might need labored full time and part-time collectively in some firm. In such a state of affairs, it’s possible you’ll get a PF rejection problem.
Resolution: As per an official within the PF division, you need to go to the PF workplace and get your PF merged. In such situations, it might occur that you just gained’t have the ability to apply for the declare via on-line means and you would need to apply for the offline declare. In such a situation, it’s possible you’ll really feel sure troubles whilst you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
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