E*Commerce (Morgan Stanley Personal Financial institution) is operating promotions for brand spanking new prospects on each their financial savings and checking accounts:
Financial savings promo particulars.
- Supply is legitimate for brand spanking new E*TRADE from Morgan Stanley purchasers who open a Premium Financial savings Account by 2/28/2026 with a deposit of $25,000+ of qualifying new cash throughout the first 30 days after account opening. See tiers beneath. Use promo code SAVE100.
- Keep a mean each day steadiness in your enrolled Premium Financial savings Account that meets the Minimal Upkeep Stability of your Deposit Tier. The common each day steadiness calculation will start from Day thirty (30) of account opening and can finish forty-five (45) days following (“Upkeep Interval”).
- After the necessities are happy, E*TRADE will deposit the bonus inside thirty (30) days following the tip of the Upkeep Interval.
In case your deposit meets the minimal of a tier precisely ($25k, $50k, $75k, $100k) then it really works out to a 1% bonus ($250 on $25k, and so on). If let’s say you maintain for 60 days for some wiggle room, that works out to a 6% bonus on an annualized foundation. Add on the present 3.75% APY on the Premium Financial savings account for a complete of 9.75% APY. Not unhealthy.
Checking promo particulars.
- Open one new Checking or Max-Charge Checking Account from Morgan Stanley Personal Financial institution by the tip of the provide interval (presently 12/31/25). You could apply promo code CHECKING25 on the time of account opening. No minimal preliminary deposit is required to open an account. Nonetheless, account should be funded inside 30 days to stay open. You aren’t eligible in case you have or had owned or co-owned (joint) a Checking or Max-Charge Checking Account throughout the final 12 months from once you enroll on this provide.
- Arrange and obtain no less than two Direct Deposits every of $1,500 or extra to your Checking or Max-Charge Checking Account inside 90 days from account opening.
- Your bonus ought to arrive round 120 days from account opening.
As of 11/10/2025, Max-Charge Checking Account pays 2.00% APY. You could keep a $5,000 common month-to-month steadiness, in any other case there’s a $15 month-to-month payment. The fundamental Checking Account solely pays 0.05% APY (mainly nothing), however has no minimal steadiness.