Provide is again, up to date particulars, expires quickly. American Specific is once more selling their Rewards Checking Account with a brand new $250 direct deposit bonus. The bonus necessities are fairly easy:
- Open your first American Specific Rewards Checking Account in your title by 1/31/2026,
- Obtain a complete of $5,000 or extra of Qualifying Direct Deposit(s) inside 90 days of account opening.
- After you have got accomplished the above qualifying standards, American Specific will deposit the Welcome Bonus into your Rewards Checking Account inside 8-12 weeks.
This bonus is focused for current shopper credit score cardholders, and probably financial savings accountholders:
Who’s eligible to use for an American Specific® Rewards Checking account?
Making use of for an American Specific Rewards Checking account may be accomplished in minutes. We’re at present accepting purposes from Card Members with a U.S. Primary Shopper Card issued by American Specific Nationwide Financial institution (AENB) with at the least 5 days tenure. We may additionally settle for purposes from Extra Card Members on a U.S. Primary Shopper Card issued by AENB, Prospects with an current Excessive Yield Financial savings Account and CD with at the least 5 days of tenure who will not be current US Primary Card Members.
Submitted purposes might be reviewed promptly with choices that may be offered inside minutes.
In case you log into your private bank card account, the appliance is generally auto-filled and simply takes a couple of clicks. There isn’t any laborious credit score verify.
Listed here are some fast highlights concerning the Rewards Checking account:
- No month-to-month charges, and no minimal steadiness necessities.
- 1.00% APY (as of 1/29/26)
- Earn 1 Membership Rewards® level for each $2 of eligible Debit Card purchases. You’ll be able to mix these factors for redemption utilizing your different AmEx playing cards.
- Limitless fee-free ATM withdrawals at over 37,000 MoneyPass® ATM places nationwide.
- Cellular verify deposit is on the market.
- Free paper checks will not be included, however you should buy them at extra price.
From the full phrases and situations:
A Qualifying Direct Deposit is a single ACH switch from an employer or the federal government for a paycheck, pension, authorities profit (reminiscent of Social Safety), or tax refund. Qualifying Direct Deposit(s) totaling at the least $5,000 or extra are required to qualify for this provide. The next will not be Qualifying Direct Deposits: individual to individual transfers (P2P) reminiscent of cash switch apps, deposit account to deposit account transfers (for instance, from a checking account to a different checking account or from a financial savings account to a checking account), deposits or ACH transfers not from an employer or the federal government (for instance, on-line transfers or financial institution transfers), inner transfers out of your American Specific® Financial savings account, deposits made by way of verify, and Membership Rewards® factors redemption for deposits.