Up to date with 2026 promo particulars. Pennsylvania State Staff Credit score Union (PSECU) has a $300 new checking account bonus. That can be my referral hyperlink as I efficiently did an analogous $300 deal beforehand. PSECU is a digital-first credit score union with a really open membership. Should you don’t fulfill the obtainable free choices, anybody can be part of with $10:
Don’t meet any of the standards above? No downside! You possibly can nonetheless change into eligible for PSECU membership by becoming a member of the Pennsylvania Recreation and Park Society (PRPS).
PRPS is a statewide affiliation offering training, advocacy, and sources for these working and volunteering to handle Pennsylvania’s 6,000+ native parks. Park and recreation departments present protected and inexpensive recreation alternatives, creating stronger and extra inclusive communities.
PRPS membership dues are $20, however we cowl $10 when you choose to hitch PRPS throughout our utility course of.
There may be a required $5 preliminary deposit right into a share financial savings account. I additionally skilled a tough credit score verify on Experian once I joined over a yr in the past, however more moderen stories are that they’ve switched to a mushy pull. Listed here are the main points on the bonus necessities:
$300 Checking Bonus Necessities
- Enter your e mail deal with into the referral hyperlink. Ensure that this e mail deal with matches the one in your utility.
- Full your utility with promo code 2026REFER (must be robotically utilized) and be permitted for at the least one financial savings and one checking account with debit card.
- Join and log into digital banking (on-line or cellular).
- Arrange and obtain 2 Qualifying Payroll Direct Deposit(s), every of $500 or extra, into both the brand new financial savings or checking accounts.
- Above should be accomplished inside 100 days of building your membership.
My utility course of went easily and much like different credit score unions. I did should add a scan of the back and front of my driver’s license to assist confirm my id (which is an efficient factor for my part) in addition to reply some id verification questions primarily based on my credit score report. The appliance took a pair days to course of however I used to be in a position to get my account data and on-line entry with none cellphone name or bodily paperwork required. I did should name them briefly to get my checking account quantity (didn’t wish to wait on the free checks to reach) with the intention to arrange my direct deposit. My bonus arrived with out difficulty and as promised.
One bonus per tax ID, so a pair might every open their very own PSECU accounts and get $300 every even when they dwell in the identical family.
PSECU sometimes has some first rate CD charges, they usually have a 2% money again bank card with no annual payment should you preserve a checking account with direct deposit.
Greenlight perk. One other helpful perk of PSECU for these with youngsters and teenagers is that they embody a free Greenlight subscription, which is a well-liked reloadable debit card service for teenagers. That is normally $5 a month ($60 a yr). Right here’s my Greenlight Children Debit Card evaluation.
Extra positive print, saved for future reference:
* $300 New Member Bonus Phrases and Circumstances. From 1.1.26 to 12.31.26, PSECU is working a brand new member incentive bonus. To be eligible to obtain $300, new members should apply for membership utilizing the promotional code and fulfill every of the necessities listed under. Your membership utility should be began between 1.1.26 and 12.31.26 to be eligible to take part on this bonus provide. Purposes began earlier than 1.1.26 or after 12.31.26 will probably be disqualified from participation within the promotion. After the primary 100 days from the date membership is established, PSECU will assess whether or not all promotional necessities have been met. If eligible, bonus processing could take as much as a further 45 days. Due to this fact, if all circumstances are glad, the $300 bonus may be deposited into your Common financial savings share inside 145 days of the membership institution date. PSECU reserves the proper to increase processing time if necessities are usually not met or if further verification is required. This promotion is restricted to people who’re both a U.S. Citizen or everlasting resident alien residing within the U.S. who’re 18 years of age or older on the time membership is established. Eligibility is decided primarily based on the applicant’s standing as of the date of membership institution, and no exceptions will probably be made. Restrict one (1) new member $300 New Member Bonus per tax identification quantity used to open a brand new PSECU account. Joint homeowners listed on accounts are usually not eligible to be rewarded for this bonus until they open their very own account. You’ll not be eligible for the $300 New Member Bonus in case you are a present PSECU member or have closed an account inside the previous 12 months. You aren’t eligible to obtain this bonus should you ever acquired any new member incentive bonus from PSECU for opening a brand new account, no matter when the prior bonus was awarded. This restriction applies to all prior new member promotional gives and isn’t topic to exception. Members who open accounts and/or loans by fraudulent, suspicious, or unlawful means, together with however not restricted to offering PSECU with fraudulent or fabricated data, are usually not eligible to take part on this bonus provide. PSECU could modify the deposited bonus or take away the deposited bonus at any time if PSECU suspects accounts and/or loans had been opened by fraudulent, suspicious, or unlawful means, together with however not restricted to offering PSECU with fraudulent or fabricated data. A minimal share deposit of $5 is required to open and preserve a Common financial savings share account. The $5 share deposit can be a compulsory situation for eligibility to obtain the $300 New Member Bonus, and the member should be in good standing as outlined by PSECU’s Bylaws Article II, Part 1. A $5 minimal share buy will probably be made on behalf of the brand new member by PSECU. The Annual Proportion Yield on PSECU’s Common financial savings share account is 0.25%. This variable charge is present as of 12.1.2025 and will change. Withdrawals and charges could scale back earnings on the account. The recipient of the bonus ($300) is solely answerable for cost of relevant taxes on that quantity. When you’ve got any questions, please search the recommendation of a certified tax skilled. The choice to award a portion or whole bonus is solely inside PSECU’s discretion, and all choices made by PSECU shall be ultimate. PSECU could terminate or change the phrases and circumstances of this promotion with out discover. Topic to all relevant federal, state, and native legal guidelines and rules.