CIT Financial institution has a brand new limited-time Platinum Financial savings APY Increase Promotion, providing a boosted rate of interest of 4.10% APY for six months on their Platinum Saving account that’s 0.35% APY above the usual APY (presently 3.75% APY) for balances of $5,000 and above. Fortunately, this supply is accessible to each new and present clients that activate the promotion.
New clients will want to join a new CIT Financial institution Platinum Financial savings account utilizing the promo code CITBoost to qualify. There’s a $100 minimal stability required to open, and you will want a $5,000 minimal stability to get the upper rate of interest on this tiered account. There aren’t any month-to-month service charges.
Present clients with a Platinum Financial savings account opened previous to the promotion should enroll through the enrollment net web page utilizing promo code CITBoost. You’ll not get the 6-month increase mechanically. Be aware that the phrases additionally add the next:
Prospects are ineligible to take part within the Platinum Financial savings APY Increase promotion if:
– They’re incomes an APY over the usual charge.
– They participated in a money bonus promotion up to now 6 months.
Nonetheless, I’m appreciative that present clients are once more eligible for this promotion, as most different banks will solely enable new clients to take part.
Be aware that if the bottom charge on the Platinum Financial savings account adjustments, in the course of the promo you’ll preserve a 0.35% APY rate of interest increase above the usual rate of interest.
1APY disclosure for Platinum Financial savings:
Platinum Financial savings is a tiered rate of interest account. Curiosity is paid on the complete account stability primarily based on the rate of interest and APY in impact that day for the stability tier related to the end-of day account stability. *APYs — Annual Proportion Yields are correct as of February 17, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or extra. Curiosity Charges for the Platinum Financial savings account are variable and should change at any time with out discover. The minimal to open a Platinum Financial savings account is $100.
2 Discloser on multipliers:
Primarily based on comparability to the nationwide common Annual Proportion Yield (APY) on financial savings accounts as printed within the FDIC Nationwide Charges and Fee Caps, correct as of February 17, 2026.
* Platinum Financial savings APY Increase Promotion Phrases and Circumstances
It is a restricted time supply obtainable to New and Present clients who meet the Platinum Financial savings APY Increase promotion standards.
Accounts enrolled within the Platinum Financial savings Annual Proportion Yield (APY) Increase promotion will obtain a 0.35% APY increase on the Platinum Financial savings present customary APY tiers for six months following the opening of a brand new account or when an present Platinum Financial savings account is enrolled within the promotion.
The Platinum Financial savings APY increase might be utilized on account balances as much as $9,999,999.00. Account balances above $9,999,999.00 will earn the usual APY. If the standard-published APY ought to change in the course of the promotion interval, the APY increase will transfer with it, providing an account APY above the usual charge.
The Promotion begins on February 13, 2026, and ends April 13, 2026. Prospects enrolled within the promotion previous to the top date will obtain the APY increase for the 6-month interval outlined within the phrases and circumstances.
The promotion can finish at any time with out discover.
For full record of account particulars and costs, see the CIT Financial institution Private Account disclosures.