Up to date affords March 2026. Brokerage app Moomoo is providing a few new promotions for brand spanking new clients (or present ones that haven’t funded their accounts but), one for money deposits and one for ACAT transfers.
Money deposit bonus. New clients can get $1,000 of NVDA inventory + 8.1% APY for two months through referral hyperlink in the event that they make a web deposit of $100,000+ by 8/31/26. The minimal maintain interval is 60 days. The additional 4.75% APY is barely legitimate for two months on the primary $20,000 of money sweep deposits. Full phrases right here. There are additionally decrease tiers:
To be clear, that is for money deposits, not ACAT transfers. However incomes $1,000 on $100,000 for a 60 day maintain works out to six% annualized, plus you possibly can earn the 8.1% APY on as much as $20,000 in money deposits for 60 days after which make investments the remaining in Treasury invoice ETFs like VBIL and SGOV at ~3.5%. So the entire common return over a 60 day interval could be over 10% annualized.
ACAT switch bonus.When you’ve got present investments of ETFs or shares, new clients can get a 3% switch bonus + 8.1% APY for two months. Most bonus is $600 on $20,000 transferred. The three% bonus is paid out in quarterly installments and absolutely paid after a 12 months. You should switch “shares, sure choices, ETFs, and money to MFI utilizing an ACAT switch out of your present brokerage account.” For the 8.1% APY, the additional 4.75% APY is barely legitimate for two months on the primary $20,000 of money sweep deposits. Full phrases right here.
A 3% switch bonus with a 12 months minimal maintain is fairly good, too dangerous it’s only for brand spanking new clients and the cap is at $20k transferred. Right here the small print of the three% bonus:
A 3% match of the primary switch quantity. The match quantity is proscribed to the primary $1-$20,000 transferred in. The match shall be given as a “Money Coupon” and credited in 4 equal quarterly installments. The primary installment shall be unlocked on Day 90 following the settlement date of the Certified Switch-In; the second on Day 180; the third on Day 270; and the fourth on Day 360. Every installment equals 25% of the Money Coupon; the entire Money Coupon equals 3% of the Switch Quantity.
What Moomoo calls a “Money Coupon” shouldn’t be a direct money credit score to your account; it really works like a coupon that refunds a future inventory commerce. You’ll have to activate it after which make a commerce to assert it. Previously, I’ve chosen to only purchase (after which promote) sufficient SGOV (once more, a conservative T-Invoice ETF) to set off it in a easy method for those who don’t produce other inventory trades you intend to make. For instance, you may want to purchase a single $101 share of SGOV to set off a $100 money reward into your account. It was a little bit of a trouble, however I’ve at all times managed to transform all my Moomoo “Money Rewards” or “Money Coupons” transformed to precise money.