We get quite a lot of questions on individuals’s EPF claims rejected. On this article, we have now mentioned a number of the widespread the reason why EPF claims are rejected and how one can repair these.
Govt Discover with Electronic mail particulars for EPF
In view of the current spike within the variety of Covid-19 circumstances, all Subscribers/Pensioners/PF members are requested to utilize on-line providers to investigate about their Provident Fund declare associated issues. PF Members and Employers coming below the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to [email protected] whereas these inside the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to [email protected]. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally out there on working days for elevating grievances. Furthermore queries will also be communicated to whatsapp quantity 09345750916 for matter referring to Regional Workplace, Chennai (North). Subscribers working in institutions below jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line services retaining in view the prevailing pandemic state of affairs.
That is said in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Frequent The reason why EPF claims are Rejected and Options
I labored in 2 firms and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected motive is the declare already settled what to do now?
To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
One has to switch the outdated PF account to the brand new account. Solely then will you be capable to withdraw from each accounts on-line. Linking of PF account with UAN just isn’t enough
When you don’t switch your PF account from the outdated to the brand new employer?
- You then would have two separate EPF accounts.
- When you depart 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
- The outdated EPF account will likely be thought-about inactive. It’s going to earn curiosity however you’ll have to pay tax on it. It’s going to additionally present in Type 26AS.
Our article Why ought to one switch an outdated EPF account to the brand new employer? explains it intimately.
Identify not Printed/Totally different in Cheque
As per the brand new technique of PF withdrawal, it’s essential add a duplicate of the cheque or passbook throughout your PF withdrawal. That is finished to cross-check whether or not your submitted financial institution particulars match the small print of your checking account or not. If it doesn’t match then the PF declare is rejected.
Answer: You must add cheque/passbook that has your identify printed because the account holder. While you go to the financial institution and get the chequebook, the identify just isn’t printed on the cheque e book. To get cheque e book with identify within the order cheque e book on-line/SMS.
EPF Declare rejected as a result of identify just isn’t on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution document
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Answer 1: Be sure that your first identify, center identify, and final identify match in each the UAN and checking account. Submit an utility to Financial institution to replace your identify. They might require to submit the one and similar particular person affidavit. When you full the financial institution formalities, order a brand new cheque e book or passbook. Add your appropriate passbook/financial institution particulars adopted by the approval of the identical out of your employer
Answer 2: Change your checking account in UAN. You might want to add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Particulars PAN,Aadhaar, Financial institution Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Identify in UAN account differs from Aadhaar
Answer: You might want to fill the Joint Declaration Type. Together with that, it’s essential write an utility stating that your Aadhaar is already linked however nonetheless your identify is totally different. It may be as a result of you could have already linked it previously.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This subject is often confronted by the SBI checking account holders. SBI passbook exhibits 11-digit account quantity. However in Web Banking, you will note a 17-digit account quantity.
Answer: You might want to replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. You might want to replace Financial institution particulars in KYC, get it permitted by your employer. Then once more declare on-line.
EPF PF declare Rejection as a result of distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars subject might happen as a result of change within the IFSC Code as a result of mergers of banks or it might be as a result of using the joint account within the PF KYC.
The PF division might settle for the checking account if the joint account is along with your partner. Nonetheless, within the circumstances of mates, family, or anybody else, the PF division often rejects the declare.
Answer: You’ll be able to redo the Financial institution KYC and get it permitted by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this state of affairs, the PF division initiates for the settlement of your PF declare, nevertheless, as a result of incorrect financial institution particulars or the IFSC Code, the quantity is shipped financial institution to the PF division.
Answer: To repair it, you possibly can both appropriate your KYC particulars and apply to your PF once more. Adopted by this, it’s essential additionally add an utility to the PF division that you’ve up to date your KYC particulars, please re-authorize my particulars.
Or, you can even do it by way of offline means by filling up the reauthorization type and submitting it to your nearest PF workplace along with your appropriate financial institution particulars and a duplicate of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is likely one of the widespread motive why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas coming into the rationale for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they must manually enters the small print. Whereas if usually they choose the primary choice from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t must enter the small print.
Nonetheless, in some circumstances like for advance, the rationale could also be real. Such situations often happen within the circumstances of advance. Someday, chances are you’ll declare your advance as a result of causes like pure calamity, manufacturing facility lockdown, strike, and so forth. For such causes, it’s essential fill the certificates and ship it to the PF division together with a duplicate of your passbook.
Answer: In case you are claiming advance, then we’d counsel you to not use such causes. As an alternative, you should use the sickness motive or every other real motive in order that your PF just isn’t rejected.
PDF not opened Re-Submit
Typically the uploaded PDF is corrupted and it doesn’t open.
Answer: Please validate the PDF file in your native laptop earlier than importing it. Additionally, ensure that the file follows the scale restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please affirm if the earlier service any.
After 1st September 2014 PF Division stated if any particular person begins his new job with a wage greater than Rs. 15000 then his pension contribution can be nil. Typically employer not being conscious of it cuts the EPF. This was launched by way of an official notification referred to as GSR 609(E). The GSR 609(E) has nevertheless been rejected by the Supreme Court docket and there was no replace about it since then.
Answer
The Worker must comply with up for no fault of his. Sure, it sucks however it’s essential struggle out to get your cash. On your subsequent job ensure that your complete Employer contribution goes in the direction of EPF
The answer instructed by EPFO is “You’re suggested to strategy the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Often known as a member’s annual contribution card, Type 3A depicts the month-wise contributions made by the subscriber/member and employer in the direction of E.P.F and Pension Fund in a selected yr. The info is calculated for each member who is part of the scheme
Try particulars at Primary Wage Greater than 15000, EPS Contribution, Rejection of Switch or EPF Declare
Revised EPF Type 3A to be submitted for wage greater than 15,000
EPF Declare rejected as a result of DOJ/DOL Causes
This error might need occurred as a result of your employer might need entered your fallacious date of becoming a member of or the date of leaving. Consequently, in case your return just isn’t filed for a selected month, you wouldn’t be capable to course of the declare.
Answer: To repair the date of becoming a member of, it’s essential fill a joint declaration type together with new employer correcting the date of becoming a member of or
To repair the problem of date of leaving, it’s essential fill a joint declaration type together with outdated employer correcting the date of leaving.
EPF Rejection as a result of incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection implies that you haven’t served your service for a min. period of 6 months. In such situations, you’d be capable to apply for EPF Withdrawal utilizing Type 19 however can’t apply for EPS(pension) withdrawal utilizing Type 10C.
Answer: Please word that pension withdrawal could be finished solely after 6 months of service.
You’ll be able to examine your service particulars by Logging in to UAN Portal at Member Dwelling and click on on View->Service Historical past and it could present particulars as proven within the picture under.
Please word that you will need to switch your outdated EPF account while you change jobs as defined within the article Why ought to one switch outdated EPF account to new employer?
Our article The way to examine Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Type 19 and 10C each
Type 10C is used just for Pension withdrawal whereas Type 19 is just for the PF. Nonetheless, based mostly on the critiques of the claimants it has been discovered that in case you are simply filling up Type 10C then the PF division is rejecting the declare.
Answer: You might want to fill each Type 19 and Type 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
In case you have made a withdrawal out of your newest PF quantity and made a switch out of your outdated PF quantity then you definately would nonetheless be having some quantity in your PF. Nonetheless, the declare is rejected and the reason being being said that your declare is already settled.
Answer: You write an utility to the PF division stating that you just nonetheless have some quantity in your PF account as a result of which you might be making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF as a result of which the PF division can’t course of your declare.
Answer: You have to examine and replace your passbook on time to ensure that there is no such thing as a discrepancy. When you discover any discrepancy then join along with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution just isn’t acquired
Father Identify Totally different
The rejection could also be as a result of presence of the fallacious/totally different father’s identify in your PF data and financial institution passbook. Typically it occurs while you
Answer: You’ll be able to add your cheque through which your identify is written. On this state of affairs, there can be extra possibilities of acceptance of your PF declare. Or, in case you are unable to do it then you would need to fill a joint declaration type and proper your father’s identify by way of that.
Altering the daddy’s identify can’t be finished on-line. That is defined in our article The way to Appropriate EPF Particulars like Identify, Father Identify, Date of Becoming a member of
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
When you obtain this comment – It implies that they despatched an electronic mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection motive is given once they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the small print.
Service Overlapped
Service overlapping circumstances happen as a result of overlap of your service. For instance, you might need labored full time and part-time collectively in some firm. In such a state of affairs, chances are you’ll get a PF rejection subject.
Answer: As per an official within the PF division, you must go to the PF workplace and get your PF merged. In such situations, it might occur that you just received’t be capable to apply for the declare by way of on-line means and you would need to apply for the offline declare. In such a state of affairs, chances are you’ll really feel sure troubles when you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
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Record of articles for an Worker: Incomes, EPF, UAN, Research