We get numerous questions on folks’s EPF claims rejected. On this article, now we have mentioned a number of the widespread explanation why EPF claims are rejected and how one can repair these.
Govt Discover with Electronic mail particulars for EPF
In view of the current spike within the variety of Covid-19 instances, all Subscribers/Pensioners/PF members are requested to utilize on-line providers to investigate about their Provident Fund declare associated issues. PF Members and Employers coming beneath the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to [email protected] whereas these inside the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to [email protected]. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally out there on working days for elevating grievances. Furthermore queries may also be communicated to whatsapp quantity 09345750916 for matter regarding Regional Workplace, Chennai (North). Subscribers working in institutions beneath jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line services retaining in view the prevailing pandemic scenario.
That is said in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Widespread The reason why EPF claims are Rejected and Options
I labored in 2 firms and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected motive is the declare already settled what to do now?
To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
One has to switch the previous PF account to the brand new account. Solely then will you have the ability to withdraw from each accounts on-line. Linking of PF account with UAN will not be enough
For those who don’t switch your PF account from the previous to the brand new employer?
- Then you definitely would have two separate EPF accounts.
- For those who depart 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to method the primary employer and do it offline. This turns into time-consuming.
- The previous EPF account might be thought of inactive. It should earn curiosity however you’ll have to pay tax on it. It should additionally present in Type 26AS.
Our article Why ought to one switch an previous EPF account to the brand new employer? explains it intimately.
Title not Printed/Totally different in Cheque
As per the brand new strategy of PF withdrawal, you could add a replica of the cheque or passbook throughout your PF withdrawal. That is accomplished to cross-check whether or not your submitted financial institution particulars match the main points of your checking account or not. If it doesn’t match then the PF declare is rejected.
Answer: You need to add cheque/passbook that has your identify printed because the account holder. Once you go to the financial institution and get the chequebook, the identify will not be printed on the cheque guide. To get cheque guide with identify within the order cheque guide on-line/SMS.
EPF Declare rejected as a result of identify will not be on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution file
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Answer 1: Guarantee that your first identify, center identify, and final identify match in each the UAN and checking account. Submit an software to Financial institution to replace your identify. They might require to submit the one and similar particular person affidavit. When you full the financial institution formalities, order a brand new cheque guide or passbook. Add your right passbook/financial institution particulars adopted by the approval of the identical out of your employer
Answer 2: Change your checking account in UAN. You have to add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Particulars PAN,Aadhaar, Financial institution Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Title in UAN account differs from Aadhaar
Answer: You have to fill the Joint Declaration Type. Together with that, you could write an software stating that your Aadhaar is already linked however nonetheless your identify is totally different. It is likely to be as a result of you’ve already linked it previously.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This problem is often confronted by the SBI checking account holders. SBI passbook exhibits 11-digit account quantity. However in Web Banking, you will notice a 17-digit account quantity.
Answer: You have to replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. You have to replace Financial institution particulars in KYC, get it accepted by your employer. Then once more declare on-line.
EPF PF declare Rejection because of distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars problem might happen as a result of change within the IFSC Code as a result of mergers of banks or it might be because of the usage of the joint account within the PF KYC.
The PF division could settle for the checking account if the joint account is together with your partner. Nevertheless, within the instances of mates, family members, or anybody else, the PF division often rejects the declare.
Answer: You possibly can redo the Financial institution KYC and get it accepted by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this state of affairs, the PF division initiates for the settlement of your PF declare, nevertheless, as a result of incorrect financial institution particulars or the IFSC Code, the quantity is distributed financial institution to the PF division.
Answer: To repair it, you possibly can both right your KYC particulars and apply in your PF once more. Adopted by this, you could additionally add an software to the PF division that you’ve up to date your KYC particulars, please re-authorize my particulars.
Or, you can too do it by offline means by filling up the reauthorization type and submitting it to your nearest PF workplace together with your right financial institution particulars and a replica of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is among the widespread motive why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas coming into the explanation for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they must manually enters the main points. Whereas if usually they choose the primary choice from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t must enter the main points.
Nevertheless, in some instances like for advance, the explanation could also be real. Such situations often happen within the instances of advance. Someday, you might declare your advance as a result of causes like pure calamity, manufacturing unit lockdown, strike, and so on. For such causes, you could fill the certificates and ship it to the PF division together with a replica of your passbook.
Answer: In case you are claiming advance, then we’d counsel you to not use such causes. As a substitute, you need to use the sickness motive or another real motive in order that your PF will not be rejected.
PDF not opened Re-Submit
Generally the uploaded PDF is corrupted and it doesn’t open.
Answer: Please validate the PDF file in your native laptop earlier than importing it. Additionally, be sure that the file follows the dimensions restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please verify if the earlier service any.
After 1st September 2014 PF Division stated if any particular person begins his new job with a wage greater than Rs. 15000 then his pension contribution can be nil. Typically employer not being conscious of it cuts the EPF. This was launched by an official notification referred to as GSR 609(E). The GSR 609(E) has nevertheless been rejected by the Supreme Court docket and there was no replace about it since then.
Answer
The Worker must observe up for no fault of his. Sure, it sucks however you could combat out to get your cash. To your subsequent job be sure that your complete Employer contribution goes in the direction of EPF
The answer prompt by EPFO is “You’re suggested to method the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Generally known as a member’s annual contribution card, Type 3A depicts the month-wise contributions made by the subscriber/member and employer in the direction of E.P.F and Pension Fund in a selected 12 months. The information is calculated for each member who is part of the scheme
Try particulars at Primary Wage Greater than 15000, EPS Contribution, Rejection of Switch or EPF Declare
Revised EPF Type 3A to be submitted for wage greater than 15,000
EPF Declare rejected because of DOJ/DOL Causes
This error might need occurred as a result of your employer might need entered your incorrect date of becoming a member of or the date of leaving. Consequently, in case your return will not be filed for a selected month, you wouldn’t have the ability to course of the declare.
Answer: To repair the date of becoming a member of, you could fill a joint declaration type together with new employer correcting the date of becoming a member of or
To repair the problem of date of leaving, you could fill a joint declaration type together with previous employer correcting the date of leaving.
EPF Rejection because of incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection signifies that you haven’t served your service for a min. period of 6 months. In such situations, you’d have the ability to apply for EPF Withdrawal utilizing Type 19 however can’t apply for EPS(pension) withdrawal utilizing Type 10C.
Answer: Please notice that pension withdrawal will be accomplished solely after 6 months of service.
You possibly can test your service particulars by Logging in to UAN Portal at Member House and click on on View->Service Historical past and it could present particulars as proven within the picture beneath.
Please notice that you will need to switch your previous EPF account whenever you change jobs as defined within the article Why ought to one switch previous EPF account to new employer?
Our article The right way to test Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Type 19 and 10C each
Type 10C is used just for Pension withdrawal whereas Type 19 is just for the PF. Nevertheless, based mostly on the opinions of the claimants it has been discovered that if you’re simply filling up Type 10C then the PF division is rejecting the declare.
Answer: You have to fill each Type 19 and Type 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
When you have made a withdrawal out of your newest PF quantity and made a switch out of your previous PF quantity then you definitely would nonetheless be having some quantity in your PF. Nevertheless, the declare is rejected and the reason being being said that your declare is already settled.
Answer: You write an software to the PF division stating that you just nonetheless have some quantity in your PF account because of which you’re making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF because of which the PF division can’t course of your declare.
Answer: It’s essential to test and replace your passbook on time to be sure that there isn’t a discrepancy. For those who discover any discrepancy then join together with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution will not be obtained
Father Title Totally different
The rejection could also be as a result of presence of the incorrect/totally different father’s identify in your PF information and financial institution passbook. Typically it occurs whenever you
Answer: You possibly can add your cheque through which your identify is written. On this state of affairs, there can be extra possibilities of acceptance of your PF declare. Or, if you’re unable to do it then you would need to fill a joint declaration type and proper your father’s identify by that.
Altering the daddy’s identify can’t be accomplished on-line. That is defined in our article The right way to Appropriate EPF Particulars like Title, Father Title, Date of Becoming a member of
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
For those who obtain this comment – It signifies that they despatched an electronic mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection motive is given after they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the main points.
Service Overlapped
Service overlapping instances happen as a result of overlap of your service. For instance, you might need labored full time and part-time collectively in some firm. In such a scenario, you might get a PF rejection problem.
Answer: As per an official within the PF division, you need to go to the PF workplace and get your PF merged. In such situations, it might occur that you just received’t have the ability to apply for the declare by on-line means and you would need to apply for the offline declare. In such a state of affairs, you might really feel sure troubles whilst you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
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