It’s time to check your splendid life.
You’re a younger skilled and in the previous few years your life all of a sudden received much more… sophisticated.
Over the previous decade you went to school, received a job, traveled, moved, switched jobs once more… and now you’re feeling such as you’re speculated to have all of it found out. You’ve received loads happening: rising your profession, getting married, beginning a household, paying off scholar loans, shopping for a house, attempting to save lots of what you possibly can, and extra.
You’re making good cash, however can’t resolve if it’s higher to save lots of for a down cost or repay your scholar loans. You need to plan an epic honeymoon, but in addition save for retirement. You need to discuss to somebody whom you possibly can relate to and somebody who understands you. That’s why we began Gen Y Planning: as a result of we didn’t find out about these items at school and now it’s time. (And since we consider that monetary planning isn’t only for outdated white males.)
What are our core values?
Work from Wherever – We’ve an all digital crew and worth location independence. We work with purchasers throughout the nation and permit them to satisfy with us within the consolation of their very own properties at a time that’s handy for them.
Easy First, Horny Later – We attempt to simplify issues for our purchasers first moderately than overwhelm them with charts and graphs. All the time ask: what would make this simple? We’ll solely layer on complexity as wanted.
Purchasers Are the Consultants – We co-create monetary plans with our purchasers however the planner solely acts as a information. We work collectively to make suggestions which are attainable for the consumer.
Keep Curious – We’re dedicated to asking extra questions to higher perceive our purchasers’ lives and make extra knowledgeable suggestions. We’re all the time in search of methods to be higher for our purchasers and ourselves.
How are we completely different?
We assist individuals use their cash to match their values to dwell unbelievable lives.
We meet just about with all our purchasers so we might be on their crew once they want us most.
We’ve working conferences so our purchasers really feel a way of accomplishment and encouragement after they discuss to us.
We offer a one-page assembly recap after our test in conferences so you possibly can see how a lot your web price has grown and have a transparent understanding of the motion gadgets that got here out of our assembly.
Our strategy is that can assist you use your cash to match your values so you possibly can dwell an unbelievable life!
As an ongoing monetary planning consumer, we’ll present:
- A 30-minute session to evaluate your present monetary state of affairs and stroll you thru the monetary planning course of.
- A 60-minute Preliminary Discovery Assembly by way of video conferencing, the place we discuss extra in depth about your monetary targets and most urgent monetary considerations.
- A 60-minute Suggestions Assembly, which incorporates:
- A simple-to-read abstract of your present web price, targets, motion gadgets, and extra.
- Suggestions within the following areas: financial savings targets, debt compensation, funding targets, retirement planning, insurance coverage, property planning, and tax planning.
- An asset allocation on your present 401(ok) or work retirement plan.
- A suggestion of the bank card that matches your wants primarily based in your spending.
- Connections by way of e mail to consultants in our community (CPAs, property planning attorneys, insurance coverage brokers).
- Two 60-minute check-in conferences per 12 months after preliminary on-boarding to test your progress and navigate main life occasions.
- A CFP® crew who you possibly can attain out to by way of e mail any time as your state of affairs adjustments.
- Suggestions to different consultants in our community reminiscent of property planning attorneys, CPAs, and insurance coverage brokers.
- Accomplice with a Robo-Advisor to streamline funding recommendation. As an add-on service, Gen Y Planning prices a price of 0.86% (86 foundation factors) to handle belongings and Betterment prices 0.14% (16 foundation factors) to make use of their platform for an all in command of 1% (100 foundation factors). We scale back this price as soon as belongings cross over $1M to 0.61% (61 factors) and once more at $2M to 0.51% (51 foundation factors). You may add this service at any time as it’s separate from the monetary planning charges.
When you’re prepared for actionable monetary planning recommendation that can assist you discover readability round your cash, then you definitely’ve come to the best place.
It’s time to cease making haphazard choices about your funds and as an alternative discuss to a fee-only CFP® (who will act as a fiduciary) that can assist you get on monitor so you possibly can attain a number of monetary targets concurrently!
In Changing into a Consumer of Gen Y Planning?
We’re presently on a waitlist! To be the primary to know after we’re taking new purchasers, join utilizing the shape under:
You may study extra about how we work with our purchasers right here.