You’re a YNABer, which implies you’re all about intentional spending. You’ve acquired objectives and the arrogance to make your cash give you the results you want.
However even with a strong spendfulness plan, it helps to have a transparent view of what wants your consideration proper now—so you may keep centered and hold making progress.
Enter Highlight: the brand new space in YNAB that brings your monetary priorities into focus.
Whether or not it’s masking overspending, monitoring key classes, or ensuring you’re on observe to get a month forward, Highlight places an important items of your plan entrance and heart. As a result of when your cash displays your priorities, that’s you within the highlight.
Assume again to MTV Cribs… I’m excited to indicate you round this brand-new area.
Highlight: The grand tour
Think about Highlight as a command heart for what issues most to you. This new space of the app is all about readability—highlighting your high priorities, surfacing key actions, and monitoring your progress towards large objectives.
Proper on the high, you’ll see motion banners (like “Cowl Overspending” or “Assessment Transactions”) that information your subsequent steps and hold your plan updated. No extra questioning what wants consideration. Highlight makes it clear, so you may take motion and transfer ahead like a boss.
Your cash, at a look
Highlight is designed to maintain your monetary priorities clear and actionable. And whereas there’s plenty of energy packed into this area, you’ll end up coming again to a few key sections repeatedly:
Prime Priorities – Pin the classes that matter most to you.
Abstract – See the place you stand this month and regulate as wanted.
Assigned in Future Months – Monitor your progress towards getting a month (or months!) forward.
Let’s take a more in-depth take a look at every!
Prime Priorities: Your rapid objectives
what they are saying: the place your consideration goes, vitality flows. The Prime Priorities part is the place you may pin the classes that matter most to you proper now, holding your focus (and your {dollars}) precisely the place you need them.
Attempting to rein in your takeout spending earlier than your favourite supply driver is aware of your order by coronary heart? Add it right here for fast entry whenever you’re deciding between cooking at house or holding the native sushi place in enterprise.
These are your high priorities. What’s going to offer you peace of thoughts? What’s going that can assist you make progress in your objectives? Add these classes right here to maintain them entrance and heart.
Abstract: A snapshot of your month
The Abstract part offers you a fast, clear image of how issues are going this month. It’s additionally a gateway to highly effective instruments that assist you to construct a robust, versatile plan centered solely in your values.
Complete Targets: Your plan at a look
On the high, you’ll see the Complete Targets card, which reveals the full of all of the targets you’ve set for the present month. However there’s greater than meets the attention—faucet on it to open the Edit Plan display screen.
On the high of Edit Plan, you’ll discover your Price to Be Me, the full quantity you’ve deliberate to spend this month throughout all of your targets. Everyone knows how a lot we earn, however do we all know how a lot we plan to spend? Now you do. Complete game-changer!
Under that, you may add your anticipated earnings for the month and immediately see in case your plan is possible or you probably have additional {dollars} to assign.
Just under that, you’ll see the utmost your targets might add as much as subsequent month, serving to you put together for what’s forward. Maintain scrolling, and you may view and regulate each goal in your plan. You possibly can add, edit, and transfer classes as wanted.
In case your Price to Be Me is under your earnings, it is likely to be time to dream larger. Perhaps add a class for that Hawaii trip now that you recognize you may have the margin to deal with it.
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Underfunded & Assigned: What {dollars} nonetheless want jobs?
The Underfunded card reveals how a lot you continue to must assign this month to totally fund your targets.
The Assigned card reveals how a lot you’ve assigned to your classes this month. Faucet it to enter Assign Mode, the place you may put each greenback to work. Then, return to Highlight and benefit from the satisfaction of a totally funded plan.
Spent: See the place your cash went
The Spent card tracks how a lot you’ve spent to date. Faucet on Spent to go to the Replicate tab, the place you may dig into your spending and see if it matches the plan you created.
Plan, spend, replicate, repeat. That’s the ability of Abstract.
Assigned in Future Months: Construct extra margin
Everybody’s monetary scenario is exclusive, and you’re the skilled on what jobs your {dollars} must be doing. However there’s one milestone that we all know is life-changing for completely everybody: getting a month forward.
Think about being absolutely funded on the first. You’ll have the respiration room to face the surprising (as a result of there’s at all times one thing surprising!) and the soundness to make spending selections with the type of conviction that makes you stand taller.
This part reveals how a lot cash you’ve assigned in future months and tracks your progress towards absolutely funding your targets.
Undecided learn how to get began? Faucet “ Get a Month Forward”, and Hannah will stroll you thru it. We’ve been calling this “Pocket Hannah” as a result of, actually, who wouldn’t need somewhat Hannah wit and knowledge on demand?
Getting a month forward is without doubt one of the finest methods to construct resilience into your plan—it’s like stepping again from the monetary edge and at last exhaling.
Give it a shot. You are able to do this!
Step into the Highlight
Did the grand tour simply make you wish to open YNAB and pin your Prime Priorities? Go on—Highlight is prepared if you find yourself.
This can be a brand-new area in YNAB, and we’re simply getting began. Anticipate updates and enhancements as we hear from you about what would make it even higher.
Whilst you’re right here, why not get to know your spending type? Take our Spending Persona Quiz and see what your habits say about your values!