🎁 fifteenth Anniversary Provide: Immediately, ninth July 2026, Safal Niveshak turns 15. To have a good time, my books are on low cost, individually and in combos, until fifteenth July. Click on right here to purchase.

Safal Niveshak turns fifteen in the present day.
I nonetheless discover it arduous to consider after I say it out loud. Most issues in my life, together with some opinions and even some friendships, haven’t lasted fifteen years. However this small nook of the web, one way or the other, has.
Now, I wish to watch out with that phrase ‘one way or the other’, as a result of it’s doing a number of work in that sentence. When one thing lasts this lengthy, individuals assume there should have been self-discipline behind it. They use phrases like ‘grit’, ‘perseverance’, or ‘endurance’ to explain it. And I’ve acquired emails over time saying as a lot. However each time I learn one, I really feel like a little bit of a fraud.
As a result of the reality is that staying with Safal Niveshak has by no means required braveness from me. Quite the opposite, it has been the simplest factor in my life.
I’ve stored coming again to this work for fifteen years for a similar cause a person who loves his morning tea retains returning to it each day. It’s not out of willpower, however as a result of he loves it. In the identical means, I stumbled into work that I really like doing for its personal sake, and as soon as that occurred, persevering with was by no means actually a selection I needed to make.
I heard the podcaster David Senra say one thing not too long ago that put this higher than I may have. Folks usually say that for those who love what you do, you’d do it without spending a dime. Senra says there’s a degree past that. For those who actually love your work, “they couldn’t pay you to cease.”
Once I heard it, I laughed out loud, as a result of after fifteen years I lastly had the correct phrases. Fortunately, no person has supplied to pay me to cease writing Safal Niveshak. But when somebody did, I already know my reply.
Senra additionally stated he doesn’t wish to do his work for ten or fifteen years, however eternally. That’s precisely how in the present day feels to me. Fifteen was by no means a milestone I used to be strolling in the direction of. There was by no means a end line on this. There was solely the stroll.
So, if something, these years have made me suspicious of how a lot credit score we give individuals for persistence. I believe a lot of what appears like perseverance from the skin is just somebody who acquired fortunate sufficient to search out the factor they can not assist doing.
So, I consider that the true lottery just isn’t within the staying, however within the discovering. And I did nothing intelligent to win it. I simply occurred to journey over my factor early, in 2011, and had a household affected person sufficient to let me preserve at it by means of the years when it earned little or no and proved even much less.
That’s what I discover myself excited about in the present day. Not what I constructed, however how a lot of it was given by:
- Readers who forwarded my posts to their associates in 2011 and 2012, after I had no different means of being discovered;
- Strangers who wrote again to a no person’s publication and made me really feel the writing mattered;
- My spouse, who absorbed the monetary uncertainty of these early years with out ever as soon as asking me to return to a correct job, although she had each proper to;
- My kids, who grew up sharing their father with an internet site and by no means held it in opposition to me; and
- Academics I by no means met, together with Buffett, Munger, and Krishnamurti, whose ideas I’ve spent fifteen years borrowing, rearranging, and passing alongside, usually getting extra credit score for them than I deserved.
Take all of that away and there’s no Safal Niveshak. There’s only a man with opinions, typing.
For years, this final half made me uncomfortable. What proper did I’ve to show when so little of what I stated was new? Then I got here throughout a line in Stephen Nachmanovitch’s Free Play that settled the query for me. He wrote:
The artistic course of is a religious path. This journey is about us, concerning the deep self, the composer in all of us, about originality, that means not that which is all new, however that which is totally and initially ourselves.
That’s the solely originality I can declare. Nothing I’ve written right here in fifteen years was new. However all of it, the nice and the clumsy, was totally and truthfully me. Maybe that’s the reason a few of you stayed.
Anyway, my very own physique added its lesson a couple of months in the past. When your coronary heart makes you decelerate, as mine did, you cease assuming there’ll at all times be a subsequent yr to proceed in. Since then, I’ve held this work a little bit extra loosely. Surprisingly, that has made me like it extra, not much less. Each extraordinary morning at this desk now feels barely much less extraordinary.
I wouldn’t have a grand lesson for you on Safal Niveshak’s fifteenth birthday. But when there’s one factor these years have taught me, it’s that once you discover work that pulls you again to it with no need motivation or a five-year plan, concentrate. That pull is value greater than any alternative, any payoff, or any applause.
Many of the good issues in my life have come from following it, and most of my regrets have come from ignoring it in favour of one thing that merely appeared spectacular.
Kabir stated this centuries in the past:
धीरे-धीरे रे मना, धीरे सब कुछ होय। माली सींचे सौ घड़ा, ऋतु आए फल होय॥
Translation: Slowly, slowly, O thoughts, every part occurs in its personal time. The gardener could water the plant with 100 pots, however the fruit comes solely in its season.
I’ve been at most a gardener right here, and never even the one one. Many fingers have watered this plant.
I wrote final yr that freedom for me has by no means been about doing no matter I need, however about not having to do what I don’t need. That has price me cash over time, and I do know it. I might pay it once more.
Thanks, pricey reader, for studying my work, for writing again, and for placing up with me repeating myself. A few of you will have been doing this for over a decade now. I have no idea what I did to deserve that sort of persistence, however I’m grateful for it, greater than I often handle to say.
If Safal Niveshak has meant one thing to you in these fifteen years, please inform me about it within the Feedback under. I learn every part, and in the present day of all days, listening to from you’d imply loads.
Right here is to the following stretch of the stroll, my pal. I’m in no hurry, and I hope you aren’t both.
With gratitude,
Vishal
P.S. Birthdays are for giving, and books are the one presents I understand how to make. To mark fifteen years, all three of my books are at as much as 25% off until fifteenth July. You’ll be able to discover them right here. And for those who already personal them, please ignore this solely and settle for my thanks as soon as once more.
