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This publish is a part of YNAB’s twentieth Anniversary sequence. Cheers to twenty Years!
Do you know you possibly can identify your finances in YNAB? It’s true, you possibly can name each finances in your YNAB account one thing totally different. And for the reason that identify of your finances is so distinguished proper there within the prime left nook of the online app, it’s an ideal alternative to make a joke, give a phrase of inspiration, and even simply enable you keep organized.
YNABers love all of these issues, and much more, they love speaking about how they arrange their spending plans in YNAB.
So I requested the staff at YNAB and the neighborhood over on the YNAB Followers Fb group how they identify their budgets. In celebration of YNAB’s twentieth anniversary (three cheers!), I’ve grouped them into 20 fun-filled classes. We’ve obtained a variety of floor to cowl, so let’s get into it.
1. “My Funds”
Lots of people joked that their finances in YNAB continues to be the default “My Funds.” Some folks didn’t know that you may change your finances identify however didn’t just like the prospect of change. And if that’s you, I need you to know that’s completely okay! Possibly you want how it’s—extra energy to you!
2. Alliteration
Alright, this class is extra for me to share the identify of my very own finances, as a result of I feel it’s enjoyable. My final (and first) identify each begin with B, so perhaps alliteration is simply in my blood. The identify of my finances follows go well with – “Barlowe Bodacious Funds” has been my identify of selection for the reason that very starting after I began YNAB means again in 2013.
I assume you may say I’m besotted with baptizing my finances with beguiling ‘B’ phrases as a result of they bring about a lift of brightness to my budgeting bliss.
3. Your favourite songs
So many individuals referenced their favourite songs in our dialogue on-line. They’re rife with excellent budget-naming potential. I’ll wrap up just a few of them for you:
- “Funds, Funds Actual Good”
- “Floor Management to Main Funds”
- “Born to be Wild-ly Accountable” (this was my favourite)
- “Fancy” for Reba McIntire’s well-known music — “This is your one probability Fancy, do not let me down.”
Among the references have been extra of a severe nature.
- One consumer selected “Rolling within the Deep” as they ready for a divorce.
- One other selected “All by Myself” after dropping their associate.
4. Your emotions on the time
And that leads me to the group of people that named their finances after the way in which they have been feeling after they used it. One commenter stated they selected “Pricey God” after YNAB revealed how a lot they have been spending on eating out.
One other YNABer went with “My New Life” as a result of the YNAB technique had impressed them to construct a brand new life for themselves. One other went with the straightforward “Excited!” as a result of that’s precisely how they felt after they began their first spending plan!
5. Puns
Puns, oh so many puns. “Objective Digger” and “Thrifty Shades of Pay” have been a few my favorites. Among the delightfully horrible puns included “Cents and Sensibility” and “Coin-quer the World.”
6. Dates
Alright, we’ve gotten a little bit too dad-jokey even for me, so let’s get a little bit sensible. Many individuals merely named their budgets primarily based on the date ranges they cowl. Issues like “Present since 1/1/23” and “2022 to current” have been widespread.
I personally use this technique for my finances names! My energetic finances is all the time the alliterative identify I shared above, however any previous budgets all the time embody the date vary. It’s a great way to remain organized after I wish to lookup an outdated transaction for that random trip spot we’re revisiting after 7 years.
7. Intentions and objectives
Essentially the most inspiring finances names by far needed to do with YNABers’ intentions or objectives for brand new years. Inspiring entries included:
- Yr of Insights
- Get that new kitchen
- Cultivating Pleasure
- The yr of debt free
- All issues Vibrant & Stunning
- Highway to Retirement
8. Ebook characters
I used to be particularly drawn to the YNABers who named their budgets after their favourite e book characters. One named their finances “Jeeves” after the beloved butler from PG Wodehouse’s “Jeeves and Wooster” sequence.
One YNABer selected “Samwise” after everybody’s favourite Lord of the Rings character. My favourite although was a shock. One YNABer named their finances “Scrooge” however not for the miserly model we see at the start of A Christmas Carol, however for the reformed beneficiant man we love on the finish.
9. Names portmanteau
Okay, perhaps I selected this class simply because portmanteau is considered one of my favourite phrases. It means smooshing two phrases collectively, like brunch, spork, guesstimate, and weblog (net + log, guess you didn’t know that!).
When you’re utilizing YNAB with a associate, we suggest a few other ways to arrange your budgets, however when you have a joint finances, smooshing your names collectively simply is sensible. Joanna and Tim name their finances Jim. Possibly in case your names are Ben and Jennifer, you may go along with the traditional Bennifer (it’s gonna be without end this time).
10. Encouraging phrases
Altering your monetary life is difficult, so identify your spending plan one thing that will provide you with a little bit choose me up. I cherished one YNABer who selected “Phoenix Rising” for a brand new finances they began after a very attempting time. One other selected “2024Ever” as a result of “I need this to be the turning level for the remainder of our lives!”
I additionally noticed “Third time’s the allure” for a YNABer who was decided to make YNAB work! And one merely went with “Abundance 💰”.
11. One thing apart from “finances”
We’ve used that phrase quite a bit on this weblog, and for a few of you that phrase has a really adverse connotation. One YNABer selected to go along with “Spending Plan” as a result of it feels much less restrictive. With a spending plan, you might be designing the life you need by aligning your classes along with your priorities. Ah, the candy style of freedom.
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12. Nickname for {dollars} (or another forex!)
Your finances accommodates your {dollars} all neatly organized into particular digital envelopes prepared and ready to be spent. So it’s solely pure to call your finances for the factor it accommodates. I noticed a number of enjoyable names like this similar to “Greenback Bucks,” “Treasured Monies,” and “Ma Billz.”
13. Give it a nickname
A number of YNABers take pleasure in giving their finances a real-life human identify to allow them to reference it prefer it’s an individual.
- “Can we exit to eat tonight? What does Gunda say?”
- “Verify with Harriet on how a lot we’ve saved for trip.”
- “Do you assume Margaret may budge on the leisure class?”
One consumer mixed the nickname with alliteration, going with “Fiduciary Fred.”
14. Emojis
we love our emojis right here at YNAB. They will add a little bit enjoyable and shade to your monetary numbers. And emojis are absolutely supported in finances names too. Among the most enjoyable ones I noticed included “ 🌈☀️” and “Youngsters 😱😱😱.”
15. Quotes
All of us love our most quotable media, so why not embody that in your finances identify? The funniest one was “Why can’t I’ve no children and three cash?” (from The Simpsons). “Deal with yo’ self!” from Parks and Rec was in all probability the preferred finances identify of all of them!
Personally, I’m keen on that almost all quotable film of the previous 20 years, Napoleon Dynamite. However as an alternative of “Do the chickens have giant talons?” you may identify your plan, “Does your finances have giant financial savings?”
16. YNAB ideas
I used to be completely stoked to see one YNABer identify their finances after the widespread mantras we train right here at YNAB. One consumer selected “Discover the Cash First,” they stated, “in a determined try and just do that as an alternative of simply spending. Any of the names of the 4 Guidelines can be simply excellent, too!
17. A pleasant message to the YNAB Assist Workforce
When you didn’t know, our assist staff right here at YNAB is completely superior. When you give them permission utilizing the Assist Entry function, they’ll even check out your finances to reply any questions particular to your precise scenario. One in all our staff members stated they as soon as noticed an encouraging message within the identify of a YNABers finances, and it made their day. They’d like to see extra!
18. Inside jokes
MB within the YNAB Followers group shared a enjoyable story with their finances identify:
“Liz used to tease me about my speedy/reckless spending, which I described as eager to “construct a giant leaf pile of {dollars}, then leap in it and ship them flying.” Our finances known as “Liz & MB’s Leaf Pile”.
A enjoyable inside joke along with your associate or associates may very well be the proper identify to offer you fun daily.
19. Tabletop sport references
Okay, I needed to embody this one, as a result of I’ve very just lately gotten into D&D. So this finances identify is totally superior. IYKYK:
“I’m within the course of of constructing my finances all D&D themed (I’ve a private model to uphold 😅). It’s known as “(Cash) Bag of Holding 💰”.
20. Present and film references
I saved my favourite for final. Everybody likes to reference their favourite reveals. “Funds, Beets, Battlestar Galactica” was a delight for The Workplace followers. Different references included “Gringotts” for the Harry Potter financial institution, “The Actual World” for our old-school MTV followers. And naturally, “The Banana Stand” as a result of, because the characters of Arrested Growth will remind you, there’s all the time cash there.
So go forth and have an absolute blast naming your finances one thing enjoyable, inspiring, or sensible. However bear in mind, no matter you select, the aim of your finances is that will help you be sure your spending traces up along with your priorities so you possibly can construct the life you’ve got all the time needed.
Would you like extra enjoyable YNAB knowledge, puns, and obscure tv references? Join YNAB’s newsletters at present!